Free tools for owner-operators

Know your numbers before you book the load.

Honest trucking calculators that show their math. No sign-up, no phone number, no sales call. Your figures stay on your device and carry from one tool to the next.

Find my cost per mile → See all 10 tools

Illustration of a HaulNumbers semi truck on a highway at dusk, passing signs that show a $1.87 cost per mile and a $2.58 load rate

Broker on the phone?

Check a load in 5 seconds

Type the offer, the miles and your cost per mile. You'll see your real rate per mile driven, where it sits against your break-even, and a counter-offer if it's too low.

Counts deadhead, not just loaded miles
Uses your saved cost per mile automatically
Works on your phone, no sign-up

Quick load check

Broker offer (total)

Loaded miles

Deadhead miles

Your cost per mile

$/mi

Real rate per mile driven

–

Full load calculator →

$2.336Fleet cost / mile

$80Per diem / day

80%Per diem deductible

15.3%Self-employment tax

2026 numbers to know. Sources: ATRI operational costs study (2025 data, includes driver pay); IRS transportation industry per diem rates from Oct 1, 2025.

New to running your own truck? Start here.

STEP 1Know your cost per mileYour break-even rate is the floor for every load you book. STEP 2Check every loadYour saved cost per mile fills in automatically. Count deadhead before you say yes. STEP 3Keep more at tax timePer diem and IFTA, done right, can save you thousands a year.

All calculators

Costs · Know what every mile costs

What's my break-even rate?Trucking Cost Per Mile CalculatorYour real cost per mile and break-even rate.How much fuel for this run?Truck Fuel Cost CalculatorDiesel + DEF cost for any trip.Is 150 miles of deadhead worth it?Deadhead Miles CalculatorWhat empty miles really cost you.

Revenue · Know what a load really pays

Should I book this load?Load Profit CalculatorIs this load worth taking?What will I actually take home?Owner-Operator Income CalculatorReal take-home pay after costs and tax.

Taxes · Keep more at tax time

How much per diem can I deduct?Truck Driver Per Diem CalculatorYour 2026 per diem tax deduction.What will I owe on IFTA?IFTA Fuel Tax CalculatorQuarterly fuel tax owed by state.

Business · Financing, factoring and fees

Is 3% factoring expensive?Freight Factoring CalculatorWhat factoring really costs per year.Can I afford this truck?Semi Truck Loan CalculatorMonthly payment and cost per mile.Is 8% dispatch too much?Truck Dispatcher Fee CalculatorPercentage vs flat dispatch fees.

Guides for owner-operators

Plain-English guides that explain the numbers, each with a calculator to run your own.

Costs & rates · 3 min readHow to Calculate Your Trucking Cost Per MileA step-by-step guide for owner-operators: list fixed and variable costs, count every mile, and find your real cost per mile and break-even rate.Costs & rates · 3 min readHow to Tell If a Load Rate Is GoodA good load rate depends on your costs, not a national average. Learn to judge any load by your break-even, deadhead, time and the lane you end up in.Running the business · 3 min readHow Much Does It Cost to Start a Trucking Company?A checklist of the real costs of starting a trucking company with your own authority: FMCSA filing, insurance, permits, the truck and working capital.Taxes & compliance · 3 min readTruck Driver Per Diem in 2026: How It WorksWho can claim truck driver per diem, the 2026 rate of $80 a day, the 80% deduction limit, partial days at 75% and what records to keep.Taxes & compliance · 3 min readIFTA Explained: How Quarterly Fuel Tax WorksWhat IFTA is, who needs it, how the quarterly fuel tax is calculated by state, filing deadlines and the records you must keep.Running the business · 3 min readRecourse vs Non-Recourse Factoring for TruckersHow freight factoring works, the difference between recourse and non-recourse plans, the true yearly cost of factoring fees and contract terms to check.

All 8 guides → Trucking glossary

No sign-up, no sales call

Most trucking calculators sit on factoring or dispatch sites that want your phone number. Ours just give you the answer.

The math is on the page

Every tool shows its formula and a worked example, so you can check it yourself or show your accountant.

Sourced and kept current

Default figures come from ATRI, the IRS and the EIA, and are reviewed every year.